The end of the year is drawing near, and you’re busy preparing for the holiday season, but your dentist in Anthem says this is a great time to take advantage of the dental insurance you’ve been paying for all year. As you read on, you’ll discover why preventive care is so important, and you’ll also learn what will happen if you don’t move in a proactive manner.
A Look at How Dental Insurance Works
Dental insurance is reserved for procedures that are classified as essential to the maintenance of your oral health. The percentage of the related costs covered by your insurance is based on the type of care you need.
The following shows how benefits are usually dispersed:
- Preventive Care – Dental insurance companies applaud preventive care. Thus, they will typically cover 80 to 100% of the costs of procedures like dental checkups, teeth cleanings and X-rays.
- Basic Care – Restorative dental treatments like fillings, dental crowns and dentures are generally categorized as basic care. Your dental insurance will cover 50 to 80% of the costs.
- Major Care – For services like orthodontic treatment, dental sedation or custom oral appliances, your benefits will usually pay for 20 to 70% of the related fees.
The greater value comes from maintaining preventive care visits for several reasons.
The Value of Regular Check-ups
The chart above that shows the typical disbursement of benefits makes a sound argument for the necessity of preventive care visits. It also shows that these appointments offer the greatest value.
Here are some other benefits of preventive care:
- They save you money down the road by preventing costly corrective procedures.
- They allow your dentist to establish a baseline for your oral health so that any changes can be identified and treated early.
- Receiving teeth cleaning plays a key role in helping you maintain your beautiful smile.
- These visits provide you with the opportunity to talk to your cosmetic dentist in Anthem and ask any questions you may have.
The Clock is Ticking!
To just gain an understanding of the importance of visiting your dentist for preventive care is not enough. The only way to take steps toward maximizing your dental insurance and maintaining your oral health is to reach out to your emergency dentist in Anthem to schedule a visit.
Don’t forget, though, that the benefits you’ve paid for all year will be lost after December 31st. That’s because most dental insurance companies will renew coverage at the start of the year.
By taking action, though, you can protect your mouth, teeth and gums and end the year with a feeling of empowerment. So don’t hesitate to reach out to schedule a visit today!
About the Author
Dr. Lori Anderson is a graduate of the University of Colorado School of Dentistry. For over a decade, she has been a fixture in the Anthem area, providing the best in care. Dr. Anderson helps patients maximize their dental coverage and enjoy excellent oral health at Anderson Dental, and she can be reached for more information through her website.